What have you taught your children about money?
We’ve taught them from a young age to save a percentage of their earned money for “later” needs like college, missions, marriage, etc. Each of them had money saved when they got married. It’s helped them get a good start.

What principles influence how you use money?
We are savers and have taught our children and grandchildren to save as well. We set up accounts at UCCU for each grandchild in his or her first year, and they get a yearly birthday CD from grandma and grandpa to help them save for their future college expenses.
We also give them our pocket change for their savings. They put it in their personal piggy banks at home and when the piggy is full, they take it with their parents to deposit it in their accounts. They love it, and so do we.

Why did you join UCCU?
We joined UCCU because they offered services that our current credit union didn’t, like home loans and a Visa. They also had many convenient locations. We’ve found, though, that it’s the ongoing service that has made us keepers!

Given this recession, have you felt safe and secure with UCCU?
We feel very safe being a part of this community credit union. We know they have our best interest at heart.

What is your favorite aspect of banking with UCCU?
They are personable and kind and eager to help with any concerns.

How do you typically use your accounts?
Besides using regular savings and checking accounts, we also use money markets, IRAs and online banking.

What online banking feature do you like the most?
We love the online banking. With online bill paying services, we’ll never buy another stamp or worry about a payment arriving late again. In addition to the convenience, it’s secure and we feel completely comfortable.

UCCU is a community credit union. What are the benefits to you?
UCCU doesn’t have extra fees and gives us personal service. The staff members know us and what we like. You don’t get that at a lot of places anymore.

What do you know now about money that you wish you would have known when you were 18?
It’s not what you earn, but what you spend that makes the difference. We have been able to be successful by managing a modest income in an efficient way.