The old adage “actions speak louder than words” is especially true for pursuing life’s goals and dreams. The only way to make progress is to take the first step and keep moving. The same goes for achieving long-term financial security. As the recent holidays prompted you to think about what is most important in life, [...]
When charitable requests come in the mail making a pitch for your support, do you read the letters? Toss them in the recycle bin? Or do you give as much as you can? According to Giving USA 2008, Americans donated a record $306 billion to nonprofit organizations in 2007. Still, reports suggest that those donations [...]
In homes across America, families are going back to the basics — reducing debt, re-establishing emergency funds and paying attention to savings and retirement accounts. Back to school time serves as a good reminder that we shouldn’t overlook our kids in these rebuilding activities. Time and again, polls have shown the influence of parents on [...]
Markets rise and fall. Media stories come and go. Emotions intensify and subside. All of these ebbs and flows can affect your financial security in ways that may surprise you. In today’s information-overload environment, it is hard to ignore the buzz around you. What you hear about the financial markets, the economy, or even what’s [...]
The fact that 63 percent of Americans age 55 and older have saved less than $100,000 for retirement* shows that many people spend more time dreaming about their retirement than saving for it. Here are some tips to help you determine whether you’ll have enough money available to fund your retirement dreams. Identify Your Retirement [...]
When an unexpected illness or accident strikes, many people rely on family and friends to help handle the emotional and physical challenges that follow.
When it comes to American business, often it’s the largest companies that garner the most attention.
Faced with student loans and with an eye toward owning a new car or a first home, it’s not surprising that many twentysomething women think saving for “old age” can wait for just that — an older age. But the need is more urgent. Any woman who wants to secure her future needs to begin [...]
The thought of saving for college crosses almost every parent’s mind, sometimes even before their child is born. Yet, for obvious reasons, a college savings fund often does not become a reality until many years later, if ever. Few would dispute the value of a college education. Still, the price of a degree could jolt [...]
Summer is here and school is out, but it doesn’t have to mean that learning stops. There are opportunities to learn from life experiences — especially related to finances — that help adults and children alike. It’s up to parents to teach children the dollars and cents of finances. Every day has opportunities for conversation [...]